Access immediate liquidity without bank processes or unnecessary financial disclosure. We support growing B2B SMEs across manufacturing, export, construction, real estate, and more.
✓ Invoice paid today ✓ 90 days payment terms✓ Apply in few minutes
Get paid instantly on issued invoices—without chasing payments or impacting customer relationships
Secure 60–90 day payment terms while your suppliers are paid immediately
Trade confidently across borders with predictable payments and managed credit risk
No hidden costs. No unexpected additional fees.
APR of 27-34,5%
No. Our service depends only on the creditworthiness of your customer, not your company. Using Fellow Pay to finance your invoices will not impact your company’s credit rating.
Not at all. Fellow Pay is simple, fast, and entirely online. You can choose to finance a single invoice or multiple ones—the cost and process are the same. No paperwork, long-term contracts, special IT setup, or sureties are required. No financial interrogations or account submissions are needed. Just upload your invoice with a few basic details, and we’ll give you a quick answer.
Absolutely not. Fellow Pay is designed to benefit both parties. Buyers get up to 60 extra days to pay, while suppliers are paid immediately. The result: instant cash flow for suppliers and extended flexibility for buyers—a true win/win.
Most finance providers aren’t set up to serve smaller or less established SMEs. Fellow Pay is. If your customer is creditworthy, we’ll provide the financing you need and give them up to 60 days to pay.
We only check the creditworthiness of the invoice receiver. If they don’t qualify, you can try applying with an invoice from another customer. Your company’s rating or finances are never affected.
Customers are making the switch to the credit stretch every day. Here's a small selection of what they're saying about us.
.svg)
