A business growth tool that lengthens your payment terms, without harming your supplier relationships. We give you the first 60 days to stretch the payment of your invoices. Give yourself a buffer to grow and take control of your cash flow.

On-demand

On as many (or as few) invoices as you like on a pay-as-you-go basis.

Pay later

 Increase your payment terms to 60 days. Or add an extra 30 days for 1%.

Stay in control

Retain the right to point out mistakes on work delivered to you. This helps you sort out guarantee issues.

No hidden costs.  No unexpected additional fees. Payments, credit rating, and credit insurance all included in the price.

How our pricing works

Invoice issuer


5,75%

No hidden fees.  No credit check. Immediate payment.

Calculate price

Invoice receiver

Free for 60 days

Buy one month extra for 2%

Calculate price
PRICE CALCULATION

Enter the invoice amount
What shall the payment terms be?
50.000 DKK
Who is paying?
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100,000.00 DKK
Invoice amount
5,750.00 DKK
Price for invoice issuer
0.00 DKK
Price for invoice receiver
-
Due date

Frequently asked questions

Will it affect my credit rating?

No. Our service depends only on the creditworthiness of your customer, not your company. Using Fellow Pay to finance your invoices will not impact your company’s credit rating.

Is the process complicated?

Not at all. Fellow Pay is simple, fast, and entirely online. You can choose to finance a single invoice or multiple ones—the cost and process are the same. No paperwork, long-term contracts, special IT setup, or sureties are required. No financial interrogations or account submissions are needed. Just upload your invoice with a few basic details, and we’ll give you a quick answer.

Will this harm my relationship with customers or suppliers?

Absolutely not. Fellow Pay is designed to benefit both parties. Buyers get up to 60 extra days to pay, while suppliers are paid immediately. The result: instant cash flow for suppliers and extended flexibility for buyers—a true win/win.

I’ve tried something similar before and it didn’t work. Why is this different?

Most finance providers aren’t set up to serve smaller or less established SMEs. Fellow Pay is. If your customer is creditworthy, we’ll provide the financing you need and give them up to 60 days to pay.

What happens if my customer or supplier isn’t creditworthy?

We only check the creditworthiness of the invoice receiver. If they don’t qualify, you can try applying with an invoice from another customer. Your company’s rating or finances are never affected.

Happy customers

Customers are making the switch to the credit stretch every day. Here's a small selection of what they're saying about us.

“It's faster than anything else I've used, and they take care of it all for you”
Freddy Bach
Real Estate
“I now insist all of my subcontractors use the credit stretch”
Per Jørgensen
Construction
“I now insist all of my subcontractors use the credit stretch”
Per Jørgensen
Construction

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