Your customer, or your network, can get paid faster or extend their time to pay.
What our Fellows get:
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No. Our service depends only on the creditworthiness of your customer, not your company. Using Fellow Pay to finance your invoices will not impact your company’s credit rating.
Not at all. Fellow Pay is simple, fast, and entirely online. You can choose to finance a single invoice or multiple ones—the cost and process are the same. No paperwork, long-term contracts, special IT setup, or sureties are required. No financial interrogations or account submissions are needed. Just upload your invoice with a few basic details, and we’ll give you a quick answer.
Absolutely not. Fellow Pay is designed to benefit both parties. Buyers get up to 60 extra days to pay, while suppliers are paid immediately. The result: instant cash flow for suppliers and extended flexibility for buyers—a true win/win.
Most finance providers aren’t set up to serve smaller or less established SMEs. Fellow Pay is. If your customer is creditworthy, we’ll provide the financing you need and give them up to 60 days to pay.
We only check the creditworthiness of the invoice receiver. If they don’t qualify, you can try applying with an invoice from another customer. Your company’s rating or finances are never affected.